We all hope that we will never be involved in a car accident but statistics tell us that at some stage in our motoring lives it is likely to happen. What we do directly after a car accident could have a huge influence on our safety and on the safety of others. It will also be important for any form of legal action or insurance claim that ensues.
Here is a quick guide to what you should do if you are ever unfortunate enough to be involved in a car accident.
Do not leave the scene
It is a natural impulse to try and get away from a stressful situation but it is vital that you stay at the scene until all the formalities are completed. It is your legal duty to stay near the scene so that the police can speak to you should they need to.
Check on everyone else around the accident scene. If anyone is injured you need to call the emergency services right away. It is essential that you keep calm and answer all of their questions.
If you are qualified to administer emergency first aid then it is appropriate for you to do that, otherwise, you should stay with the casualties until professional help arrives.
During this time, there may be an on-going risk to yourself and others from passing traffic. You may need to set up some temporary barriers or move people onto the verge.
Call the police to the scene
The police to not attend every minor bump that takes place on our roads but if there is significant damage to the cars and they are causing an obstruction or if there are injuries the police should be called. If the police do attend, make sure that you make a note of their badge numbers for future reference.
Exchange information with other drivers
Once the immediate emergency has passed and everyone has received the medical attention that they need it is time to turn your attention to the financial implications of the accident. There may be an insurance claim following the accident in which the people who were not at fault claim from the person who caused it.
For this to run smoothly, it is vital that you exchange names, numbers, addresses, drivers' license numbers, license plate numbers, and basic insurance information. If you have car insurance with accident benefits from belairdirect then you may be able to claim some compensation after the accident.
Note down contact details of all the witnesses and take some photographs of the scene using your mobile phone.
Once you get back home
Your car may not be fit to drive after the accident. In the same way, as you check out a new car, it is important to get your car looked over by an expert before you take it on any long journeys.
Call your insurance company and tell them what has happened. They will guide you through what to do next.